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Using credit cards can be a good thing when they’re not over-used, and if they’re managed wisely. However, relying on credit to maintain a beyond-your-means lifestyle or even as a way of making ends meet can be a slippery slope. Why? Because if you lose sight of how much credit you’re.

The people who worry the most about money are … most people. Whether you have a lot, a little or you’re somewhere in between, concerns often linger about such money issues as having enough income for retirement, being able to cover emergency expenses, staying afloat following a job loss and making.

Classic American poet and author Ralph Waldo Emerson once wrote that we should seek to imitate people better than ourselves. Since we all have areas in which we can improve, that’s not bad advice, especially if we seek to imitate successful people. In fact, researchers have found that successful people have.

While hard work accomplishes much, it’s not the primary key to success in business. On the other hand, applying smart management practices tends to sustain businesses over the long run. Because these seven smart management practices have helped lead to success for other entrepreneurs, see if they will do the same.

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